Is Buying a House Easy?

by Jacqueline Neal 04/07/2019

There is no one-size-fits-all plan to find and purchase a home. In some instances, a buyer instantly discovers a great residence at a budget-friendly price. Or, in other cases, it may take a buyer many weeks or months to find the perfect house.

Although the homebuying journey varies from person to person, there are several things that a buyer can do to simplify the property buying cycle. Now, let's take a look at three tips to help you quickly and effortlessly find your ideal residence.

1. Establish Homebuying Expectations

As a homebuyer, it is important not to get too high or too low during the property buying journey. If you establish realistic homebuying expectations, you should have a good idea about what to anticipate as you search for your dream house.

Oftentimes, it helps to put together homebuying criteria. Think about where you want to find your dream house, as well as the home features you want. With this information at your disposal, you can narrow your home search and accelerate the property buying journey.

2. Create a Homebuying Budget

Like most homebuyers, you probably have only a finite amount of money to spend on a new house. Fortunately, if you get pre-approved for a mortgage, you can enter the housing market with a budget in hand.

Banks and credit unions are happy to teach you about different types of mortgages. These financial institutions can provide insights into adjustable- and fixed-rate mortgage options and offer details about mortgage terms. Then, once you review all of your mortgage options, you can select a mortgage that complements your financial situation.

3. Hire a Real Estate Agent

You may want to pursue a house on your own, but this approach may prove to be problematic. A homebuyer who conducts a home search without expert assistance may miss out on the opportunity to find and buy a terrific house at an affordable price. Perhaps even worse, without housing market guidance, a buyer may wind up overpaying for a residence that fails to match his or her expectations.

If you want to achieve the optimal results during your quest for your ideal residence, you should hire a real estate agent. This housing market professional is ready to guide you along the homebuying journey and help you make informed property buying decisions.

A real estate agent will go the extra mile to make the homebuying cycle as simple as possible. He or she will teach you about the real estate market, learn about your homebuying goals and help you hone your house search. Plus, a real estate agent will keep you up to date about residences that fall within your price range and are located in your preferred cities and towns. And if you find a house that you want to buy, a real estate agent will help you craft a competitive offer to purchase this home.

Simplify the homebuying journey – use the aforementioned tips, and you'll be better equipped than ever before to enjoy a quick, stress-free property buying experience.

About the Author
Author

Jacqueline Neal

 Jacqueline has lived in Colorado for more than 25 years, mainly in the Foothill mountains outside the Denver Metro area. Having lived and worked in the Conifer area since moving here after marrying her husband in 1996. Both Jaqueline and her husband are also successful business owners and have enjoyed living in the beautiful mountain community.

With a background in banking for 25 years and the last 15 years in the lending department, specializing in Real Estate loans, mainly construction and land right here in the foothills from Morrison, Evergreen to Fairplay and all in between.

Jacqueline has also had a tremendous involvement in our community as a member of both the Conifer and Platte Canyon area Chambers; past member of Conifer Rotary and currently serving as the Chair of our local Salvation Army serving the 285 corridor.

Jacqueline is a Broker Associate and Realtor serving as a member of The National Association of Realtors; Colorado Association of Realtors and our local Mountain Metro Association of Realtors(MMAR) and a Certified Mountain Area Specialist.

Jacqueline’s passion and commitment to her community and providing excellent customer service for all of your Real Estate needs is what she will bring to you.